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PRIVACY POLICY

This Policy is published and shall be construed in accordance with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data of Information) Rules, 2011 under the Information Technology Act, 2000, and other applicable laws requiring the publication of a privacy notice for the collection, usage, storage, disclosure, and transfer of sensitive personal data or information. This Privacy Policy (hereinafter referred to as the “Policy”) explains how MSME Booster (hereinafter referred to as “MSME Booster/ we/ our”) protects your personal information provided on our website, www.msmebooster.com (hereinafter referred to as the “Website”), and how we use such information in connection with the services offered through the Website (hereinafter referred to as the “Service”).

INTRODUCTION

MSME Booster acknowledges the expectations of its customers (hereinafter referred to as “customer/ you/ your”) regarding the privacy, confidentiality, and security of their personal information. Protecting your personal data and preventing misuse is a top priority for MSME Booster.

We are committed to safeguarding your privacy and have implemented necessary measures in line with industry best practices to ensure the confidentiality of your personal information transmitted through our Website.

This Policy covers MSME Booster’s treatment of personal information collected when you use our Website or Services. It also applies to personal information shared with us by our business partners. This Policy does not extend to companies or individuals not owned, controlled, or managed by MSME Booster.

MSME Booster collects personal information when you:

  • Register for an account,
  • Use specific products/services,
  • Visit our web pages, or
  • Participate in promotions.

We may also obtain personal information from our business partners.

1. EXPRESS CONSENT

By using our Website, you expressly consent to:

  • MSME Booster (including its marketing channels and partners) contacting you via SMS, email, or calls for service-related communication, promotional offers, and partner offers.
  • Sharing your Personal Information (PI) with third parties, including Credit Information Companies (CICs), to assess your credit profile and provide targeted offers.
  • Handling your data in accordance with the terms outlined in this Policy.

Opt-Out : To withdraw consent, email msmebooster@gmail.com Processing may take 72 business hours.

2. PERSONAL INFORMATION (PI)

Opt-Out : PI includes any data that can directly/indirectly identify you, such as:

  • Full name, contact information, date of birth, and gender.
  • Address proof, identity proof, PAN, Aadhaar, income details.
  • Credit score, bank statements, employment details.

Key Points:

  • This Policy is applicable to all individuals who currently visit or have previously visited the Website.
  • MSME Booster may update this Policy without prior notice. Material changes will be notified via email/Website notice.
  • By continuing to use the Website, you agree to the updated Policy.

3. CREDIT INFORMATION REPORT

  • Your credit score/report is obtained via a ‘soft search’ from CICs. MSME Booster acts as your authorized representative for this purpose.
  • Access is subject to identity authentication. Failure to authenticate may restrict access without notice.
  • MSME Booster may analyze your credit data to offer personalized recommendations (see Terms of Service for details).

4. PURPOSE & USAGE OF DATA

We use your PI to:

  • Provide and improve Services.
  • Send administrative/promotional communications.
  • Carry out market research, detect fraud, and ensure legal compliance.
  • Share with affiliates, CICs, and partners for underwriting, approvals, and targeted offers.

Third-Party Services:

  • If you apply for loans/credit
  • If you apply for loans/credit cards/mutual funds via our partners, your PI will be shared as per their privacy policies.
  • Bank statement retrieval requires temporary third-party account credentials (not stored by MSME Booster).

5. DATA DISCLOSURE/SHARING

MSME Booster does not disclose PI unless:

  • Required to complete your transaction.
  • Necessary for legal compliance (e.g., subpoena, fraud prevention).
  • You explicitly authorize it.

Third-Party Partners:

  • Financial product providers (banks, lenders, etc.) handle your data per their policies. MSME Booster is not liable for their practices.

6. DATA RETENTION

  • Stored for as long as your account remains active or as necessary to provide our Services.
  • Post-account termination, anonymized data may be used for research/analysis.
  • Contact details may be retained for legal/fraud prevention purposes.

7. SECURITY MEASURES

We employ:

  • Encryption, firewalls, and authentication protocols.
  • Secure servers with biometric access controls.
  • Regular security audits (e.g., SSL encryption, Acunetix scans).

User Responsibility:

MSME Booster does not disclose PI unless:

8. COOKIES & TRACKING

  • We use cookies to enhance user experience, analyze trends, and manage ads.
  • Opt-out of interest-based ads here.

9. DISCLAIMER ON LOAN APPROVAL

At any point, MSME Booster does not take responsibility or provide any guarantee for loan approval. All outcomes are solely dependent on the applicant's financials, banking conduct, bank’s internal compliance and checks, and CIBIL score.

10. GRIEVANCE REDRESSAL

11. POLICY UPDATES

Effective Date: 20.05.2025

MSME Booster reserves the right to modify this Policy. Check periodically for updates.

Feedback: Unresolved issues? Email : msmebooster@gmail.com